Nick Vaccaro

Senior Loan Officer

NMLS #California: 874820 and Hawaii: HI874820(858)
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C2 Financial has access to over 120 lenders! 


Lower Monthly Payment

Take advantage of today's historically low rates, a lower payment can provide security in uncertain times.

  • Good For
  • icon Extra Monthly Money
  • icon Retirement Savings!

Get Cash Out

If your house has increased in value, you can use that equity to get cash-out, for whatever you need!

  • Good For
  • icon Home Improvement
  • icon Paying high-interest debt

Shorten Your Loan Term

Rates on 15 year mortgages can make the payment similar but the pay-off years sooner!

  • Good For
  • icon Lower money towards interest
  • icon Paying off the home sooner!

Nick Vaccaro

Nick Vaccaro, is an industry leader who has been in the mortgage business for over 20 years.  He has been recognized as one of the top producers in the nation for many years.  He is currently the top ranked loan officer with the nation's largest wholesale lender.  He has owned and operated his own branch, has trained and mentored over 100 individuals and is licensed in Hawaii and California.  He has a degree in Finance and has studied Marketing,  Debt Analysis, Credit Restoration, Financial Planning and Cash Flow. 

Mr. Vaccaro and his team work with over 120 banks, and constantly strive to find the most competitive rates.  Currently specializing in both purchases and refinances, with an emphasis in VA, FHA, Conventional, Jumbo, and Reverse Mortgages.    

Our Satisfied Clients

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We work conforming and non-conforming real estate loans.

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Monthly Payment Mortgage Calculator*

Use this calculator to see monthly payments for different loan amounts.

* Please note: this calculator is for illustration payments and actual payments may vary.

Our team at Nick Vaccaro is fast, friendly, experienced and here to help you every step of the process!

The Nick Vaccaro Advantage


Local Knowledge

We know the area and the market and we're part of your community, not a bot on the net :)


Fast Processing

We work to close your loan as quickly as possible. We can even hit curveballs!

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Best Service

We have the latest online tech like secure mobile uploading and we're available to use the device the old-fashioned way too!

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Utilizing Technology

We have the latest online tech like secure mobile uploading and we're available to use the device the old-fashioned way too!

The Nick Vaccaro Address

Contact Us:

Phone: (858) 217-5363

Address: 10509 Vista Sorrento Parkway #400
San Diego ,CA

Office Hours:

Monday-Friday: 9am to 6pm
Saturday: 10am to 2pm
Sunday: Closed


We can help you lock in a long term fixed rate and get out of your ARM.

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Get started with our easy online application.

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latest news

Latest News


There are lots of good reasons to choose an FHA loan.

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Calculate Monthly Payment*

Calculate Monthly Payment
*=This is only an estimate, provided for illustrative purposes only. Actual rates and payments may vary. It does not constitute a quote.