With over 20 years of experience as a loan officer, I can guide you through the intricacies of the loan process. Whether you're refinancing or buying, I'm always eager to help. I've closed over 4,000 loans and my team and I look forward to helping you close your loan too. Thank you for the opportunity. -Nick Vaccaro
Take advantage of today's historically low rates, a lower payment can provide security in uncertain times.
Reduce My Payment
If your house has increased in value, you can use that equity to get cash-out, for whatever you need!
Use My Equity
Rates on 15 year mortgages can make the payment similar but the pay-off years sooner!
Shorten My Term
Nick Vaccaro, is an industry leader who has been in the mortgage business for over 20 years. He has been recognized as one of the top producers in the nation for many years. He is currently the top ranked loan officer with the nation's largest wholesale lender. He has owned and operated his own branch, has trained and mentored over 100 individuals and is licensed in Hawaii and California. He has a degree in Finance and has studied Marketing, Debt Analysis, Credit Restoration, Financial Planning and Cash Flow.
Mr. Vaccaro and his team work with over 120 banks to get the client the absolute best pricing possible. Currently specializing in VA, FHA, Conventional, Jumbo, and Reverse Mortgages. This includes both refinances (VA IRRL's, FHA streamlines and conventional full doc) as well as purchases.
We work conforming and non-conforming real estate loans.
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Use this calculator to see monthly payments for different loan amounts.
* Please note: this calculator is for illustration payments and actual payments may vary.
Our team at Nick Vaccaro is fast, friendly, experienced and here to help you every step of the process!
We know the area and the market and we're part of your community, not a bot on the net :)
We work to close your loan as quickly as possible. We can even hit curveballs!
We have the latest online tech like secure mobile uploading and we're available to use the device the old-fashioned way too!
Phone: (858) 217-5363
Address: 10509 Vista Sorrento Parkway #400 San Diego ,CA 92101
Monday-Friday: 9am to 6pm Saturday: 10am to 2pm Sunday: Closed
We can help you lock in a long term fixed rate and get out of your ARM.
Get started with our easy online application.
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There are lots of good reasons to choose an FHA loan.