“…I was soon referred to Nick Vaccaro and we started the discussion about my concerns and my DEBT. My first impression was that this man knew what he was talking about. He made me feel comfortable without the guilt of getting myself and my business into so much financial trouble. He answered every question I could put to him and was willing to encourage and assure me that he and his associates were on my side to help me resolve my troubles. This took several calls but I finally realized that I needed his help.
I have been involved with Nick for some time and I have found that he and his associates, including the legal firm, have fulfilled everything he promised. They gave me a script to deal with the annoying phone calls. They have gotten the creditors off my back. I am pleased with the settlements the legal firm has been able to arrange. The best thing is that when I am stressed and don’t understand what to do next…I receive that calm assurance that everything is going as planned. I am not afraid of my finances anymore. Thanks Nick for your help, and I would recommend anyone to try his services…you’ll like it.”
K. AndersonCalifonia“You are a honorable businessman. I will contact you in the future…. You are one of the few businessmen that follow through on taking care of clients. If anyone comes along that needs help, I will recommend you”
V. M.New York“I currently work in the banking industry. I have referred many of my clients over to Vaccaro Consulting/AFPG for the past three years. The feedback that I have gotten from my clients has been nothing, but great. My clients have expressed to me that the knowledge of finances and honest caring service that they have provided to them was invaluable. In addition, because of their ability to address my clients needs I have been able to retain these clients and build a lasting relationship. Furthermore, their service has also brought me multiple referrals from my current and past clients.”S. SmithCalifornia“Dear Mr. Vaccaro,I feel compelled to send a quick note and let you know how grateful I am that you <helped to > settle my debt of $120,000.00. As you know, with this amount of unsecured debt, I was no longer able to keep my head above water and was on the verge of losing my home. After my initial meeting and answering all my questions, I felt a huge burden lifted off my shoulders. Once accepted into the four year program, and working out a monthly payment of approximately 1/3 of my total monthly payments to credit cards, I quickly realized how simple the process was and wondered why I had waited so long.The group immediately started working with each of my creditors, and was able to reach settlements of approximately 30%-40% of money owed and even helped negotiate payment programs with each. Although I initially started out with a four-year program, I completed the program in only two and half years and now owe zero money to any credit card. This is an unbelievable feeling! Now the only thing left for me is to start building my credit and work on my credit score, but at least I know that this is a doable task and paying $120,000.00 of unsecured debt never was.”Sincerely,A JaraqueiCalifornia“I was first introduced to Nick Vaccaro a year ago or so. He has helped me get out of the financial stress I was under and on the right path to credit recovery. All of my debts ($46,000) were paid off in a little over a year, and my credit rating will soon follow. Nick has gone above and beyond for me and I would surely recommend him to anyone who is in need of debt consolidation.”Respectfully,Tom C.
FloridaStephen,I just wanted to tell you the great job your company is doing for me. They reached a settlement with the B/A that was just out of this world. I owed B/A over $ 33,000.00 and you got them to agree to settle for $8400.00. The settlement was better than I expected. You also did a great job with US bank. I can’t thank you and your company enought. I never thought I would see day light again. But there is light at the end of the tunnel.Thank You,
A. T.California“Nick saved me about $120,000.” Thanks Nick.Chris B
California
Stephen,
I just wanted to tell you the great job your company is doing for me. They reached a settlement with the B/A that was just out of this world. I owed B/A
over $ 33,000.00 and you got them to agree to settle for $8400.00. The settlement was better than I expected. You also did a great job with US bank.
I can’t thank you and your company enough. I never thought I would see day light again. But there is light at the end of the tunnel.Thank You,
A. T.
California


