Dear Nick,

I can’t thank you and your team enough!  I have my life back and I am on to the better things that freedom offers in life.

It was 2007 when I found myself in the unemployment line.  After riding the wave of real estate success I had debts that were typical of someone spending money to make money.  I also had the debts of someone that was spending money because they were enjoying the fruits making money.  To make things worse I went through a bitter divorce that cost more than I had left.  I watched my debt pile up as I lost everything; houses, cars, toys, stuff.  Worse yet, I watched as my dignity slipped away as well.  I was
truly living the country song.

The counsel you provided and the service your team backed me with in a really tough time was invaluable.

Helping someone recover  from tens of thousands of dollars of debt is a good service you provide, and you earn every penny.  Giving someone a life strategy, a gleam of hope, and dignity is priceless…and you never sent a bill.

Pure gratitude,

D. Y.

California

I entered the program just like everyone else with skepticism and reticence.  But now having been in the program for two years. I am now finalizing the last settlement and will be debt free in a month!  I can’t tell you how much of a weight this has lifted off me and my family.  I would have been paying these cards off for at least another 10 years.  That is just too much time wasted on past mistakes.

Thanks, Nick

L.B.

California

“…Nick, It’s been a real pleasure working with you. …. PS, the collection calls have all but stopped.

M.N.

Illinois

Hi Nick,

[Your group] paid off $194,390.36 worth of credit card and a line of credit
debt for $70,176.76….

Best Regards,

D. D.

PS Hope all is going well with you!

California

Art,
I just wanted to say thank you for all your hard work, I am very pleased with all your hard work on my account. It’s really great to have someone thats as profesional as you are in my corner, having that assurnce to know the job is done and that you will see it to the finish.

Thanks again,

M. P.

Tennessee

Stephen,

I just wanted to tell you the great job your company is doing for me. They reached a settlement with the B/A that was just out of this world. I owed B/A over $ 33,000.00 and you got them to agree to settle for $8400.00. The settlement was better than I expected. You also did a great job with US bank. I can’t thank you and your company enough. I never thought I would see day light again. But there is light at the end of the tunnel.

Thank You,
A. T.
California

“…I was soon referred to Nick Vaccaro and we started the discussion about my concerns and my DEBT. My first impression was that this man knew what he was talking about. He made me feel comfortable without the guilt of getting myself and my business into so much financial trouble. He answered every question I could put to him and was willing to encourage and assure me that he and his associates were on my side to help me resolve my troubles. This took several calls but I finally realized that I needed his help.

I have been involved with Nick for some time and I have found that he and his associates, including the legal firm, have fulfilled everything he promised. They gave me a script to deal with the annoying phone calls. They have gotten the creditors off my back. I am pleased with the settlements the legal firm has been able to arrange. The best thing is that when I am stressed and don’t understand what to do next…I receive that calm assurance that everything is going as planned. I am not afraid of my finances anymore. Thanks Nick for your help, and I would recommend anyone to try his services…you’ll like it.”

K. Anderson
Califonia

I was first introduced to Nick Vaccaro a year ago or so. He has helped me get out of the financial stress I was under and on the right path to credit recovery. All of my debts ($46,000) were paid off in a little over a year, and my credit rating will soon follow. Nick has gone above and beyond for me and I would surely recommend him to anyone who is in need of financial assistance.

Respectfully,

Tom C.
Florida

“Nick saved me about $120,000 because of his advice.”

Chris B
California

Dear Mr. Vaccaro,

I feel compelled to send a quick note and let you know how grateful I am that you helped to settle my debt of $120,000.00.

As you know, with this amount of unsecured debt, I was no longer able to keep my head above water and was on the verge of losing my home.
After my initial meeting and answering all my questions, I felt a huge burden lifted off my shoulders. Once accepted into the four year program, and working out a monthly payment of approximately 1/3 of my total monthly payments to credit cards, I quickly realized how simple the process was and wondered why I had waited so long.

The group immediately started working with each of my creditors, and was able to reach settlements of approximately 30%-50% of money owed and even helped negotiate payment programs with each.  Although I initially started out with a four-year program, I completed the program in only two and half years and now owe zero money to any credit card. This is an unbelievable feeling! Now the only thing left for me is to start building my credit and work on my credit score, but at least I know that this is a doable task and paying $120,000.00 of unsecured debt never was.

Sincerely,

A. Jaraquei
California